Can I negotiate the public adjuster’s fee with LA Consulting?
LA CONSULTING
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Yes, LA Consulting offers a transparent and flexible fee structure that can be discussed during your consultation. While public adjusters in Florida work on a contingency basis and state law places limits on the percentage we can charge, we are always open to discussing terms with clients to ensure they feel comfortable and confident moving forward. Our goal is to build trust and align our success with yours, so we make sure fees are fair, competitive, and clearly explained from the beginning.
How public adjuster fees work
Public adjusters are paid a percentage of the insurance settlement they recover on your behalf. This is called a contingency fee. Because payment depends entirely on increasing your settlement, there are no upfront costs. If we do not succeed in securing additional compensation, you owe us nothing. This structure ensures we are motivated to maximize your claim, and it also protects you from financial risk during the process.
Can the fee be negotiated?
Florida law sets maximum fee caps for public adjusters. For example, after a declared state of emergency, fees are capped at 10 percent of the settlement for the first year. Outside of emergencies, the cap is typically 20 percent. Within these legal boundaries, LA Consulting is open to discussing fee percentages with clients depending on the complexity and size of the claim. The goal is always to find an arrangement that feels fair and reflects the value we deliver.
This flexibility makes it easier for homeowners and businesses to feel comfortable choosing representation.
Why our clients find value
Even when fees are discussed or negotiated, clients consistently find that the value we add far exceeds the cost. For example, if an insurer initially offers $10,000 and we negotiate a final settlement of $50,000, even after our fee, the client receives substantially more than they would have on their own. This performance-based model makes hiring LA Consulting a smart investment rather than an expense. Our expertise, negotiation skills, and policy knowledge routinely result in significantly higher settlements.
This is why most clients see our services as cost-effective and essential for fair outcomes.
Transparency from day one
We pride ourselves on being upfront and transparent about fees. During your free consultation, we explain exactly how the contingency works, what percentage applies to your case, and what you can expect from the process. There are no hidden costs, no surprise charges, and no obligations until you sign an agreement. This level of transparency is one of the reasons our clients feel confident choosing LA Consulting to represent them.
We believe clarity is essential for trust, especially when finances are involved.
The bottom line
Yes, in many cases you can negotiate the public adjuster’s fee with LA Consulting, provided it complies with Florida law. Our contingency-based structure means you pay nothing upfront and only owe a fee if we increase your settlement. By being transparent and flexible, we ensure that our clients feel secure knowing they are getting maximum value, professional representation, and peace of mind throughout the claims process.
