Can LA Consulting handle simultaneous hurricane and flood claims?
LA CONSULTING
Original Content
Yes, LA Consulting can handle simultaneous hurricane and flood claims, and this is one of the areas where our expertise is most valuable. Many property owners do not realize that hurricane damage and flood damage are treated as two separate claims, often covered by different policies. This can make the process complex and confusing, but our team specializes in managing both claims at the same time to ensure that no damage goes uncompensated.
Why these claims are complicated
Hurricanes often bring both wind and water damage, but insurers may try to separate the losses and argue about what each policy should cover. For example, your homeowner’s insurance may cover wind-driven rain or roof damage, while flood insurance is required to cover rising water. Insurers sometimes use this overlap to deny or underpay portions of claims. Without expert representation, policyholders risk missing out on thousands of dollars in coverage.
How LA Consulting manages both claims
Our adjusters are trained to document and separate wind versus flood damages clearly. We conduct thorough inspections, take detailed photographs, and gather evidence to prove which policy is responsible for each portion of the loss. Then, we file both claims simultaneously, ensuring that neither insurer shifts responsibility onto the other. By managing the process strategically, we prevent delays and protect your full settlement rights.
This approach ensures you receive the maximum recovery available under both policies.
Coordinating with multiple insurers
Handling two claims means dealing with two different insurance companies—or sometimes two departments within the same company. This requires careful communication and negotiation to avoid conflicts. At LA Consulting, we manage all correspondence on your behalf, ensuring consistency and accuracy. We know how insurers operate and use that knowledge to hold them accountable. With us in charge, you never have to worry about being caught in the middle.
Our coordination saves you time, stress, and money.
Proven results with hurricane and flood claims
We have successfully helped many Florida homeowners and businesses recover after hurricanes by maximizing both wind and flood policies. For example, one homeowner initially received a partial wind payout but no flood coverage. After LA Consulting stepped in, we recovered over $150,000 per flood claim an amount often regarded as a total loss. These real-world results prove the importance of having experienced representation when multiple policies are involved.
Our track record shows that simultaneous claims can be managed successfully with the right expertise.
The bottom line
Yes, LA Consulting can handle simultaneous hurricane and flood claims. By carefully separating damages, coordinating with multiple insurers, and aggressively advocating for your rights, we ensure you receive full compensation under both policies. Without professional guidance, insurers may minimize payouts—but with LA Consulting, your claim is managed strategically for maximum recovery.
