Does LA Consulting comply with Florida insurance and solicitation laws?
LA CONSULTING
Original Content
Yes, LA Consulting complies fully with Florida’s insurance and solicitation laws. These regulations, outlined in Florida Statute 626.854 and enforced by the Florida Department of Financial Services (DFS), govern how public adjusters may operate, advertise, and engage with clients. Compliance is essential because it protects policyholders from misleading practices and ensures adjusters act ethically. LA Consulting follows these laws closely, reflecting our commitment to transparency, professionalism, and client trust.
Rules on advertising and solicitation
Florida law requires all public adjusters to conduct advertising truthfully and to avoid misleading statements. Solicitation rules are particularly strict: public adjusters cannot approach property owners in person or by phone within 48 hours after a loss has occurred. This cooling-off period was designed to protect homeowners from high-pressure tactics immediately after a disaster. LA Consulting honors this rule and never engages in unlawful solicitation.
Why these laws exist
Florida has experienced fraud and abuse in the insurance claims industry, especially after hurricanes and large-scale catastrophes. To protect consumers, lawmakers established strict guidelines on when and how adjusters may solicit business. These laws give homeowners and business owners time to evaluate their situation and make informed decisions without pressure.
LA Consulting respects these protections and uses only ethical, legal outreach methods.
Compliance in contracts
In addition to solicitation rules, all public adjuster contracts must comply with Florida law. This includes clear disclosure of fees, cancellation rights, and services provided. Contracts must be written in plain language and signed by both the policyholder and the adjuster. LA Consulting ensures that every agreement we enter into meets these requirements, providing clients with confidence that they are protected under the law.
Ethics and enforcement
The Florida DFS actively enforces insurance and solicitation laws. Adjusters who violate them can face suspension, fines, or license revocation. LA Consulting’s clean record demonstrates our commitment to following the law. By adhering to these strict rules, we maintain credibility with both clients and insurers, ensuring that your claim is taken seriously from start to finish.
Compliance is not just about avoiding penalties—it is about putting client trust first.
The bottom line
Yes, LA Consulting complies with Florida insurance and solicitation laws under Florida Statute 626.854. We follow strict rules on advertising, solicitation timing, and contract disclosures, all designed to protect you as the policyholder. Our full compliance with these regulations ensures your claim is handled with integrity, transparency, and professionalism.
