How much more compensation can I expect with a public adjuster?
LA CONSULTING
Original Content
One of the most common questions property owners have is whether hiring a public adjuster truly increases the value of their claim. The answer is yes—working with a licensed professional like LA Consulting often leads to significantly higher settlements compared to handling a claim alone. Studies consistently show that public adjusters secure payouts that are substantially larger than what insurers initially offer. The difference is not minor; it can mean thousands or even tens of thousands of dollars depending on the scope of your loss.
Industry statistics and proof
Independent studies, including those conducted in Florida, have shown that property owners who use public adjusters receive substantially higher settlements. In some reports, the increase averages 500 to 700 percent more than initial insurer offers for large claims. Even for smaller residential claims, the difference is meaningful. These numbers highlight how insurance companies often undervalue damages until a knowledgeable professional challenges them. By hiring LA Consulting, you gain access to this proven advantage.
Why payouts are higher with LA Consulting
Insurers rely on their own adjusters, who work for the company and prioritize minimizing payouts. When property owners file claims without representation, they may not know what damages are covered, what documentation is required, or how to value losses correctly. As a result, claims are often underpaid or partially denied. LA Consulting flips the balance of power. We prepare detailed, policy-driven claim packages that include evidence insurers cannot easily dispute. This forces them to acknowledge the true cost of repairs and contents replacement.
Our role is to level the playing field and make sure you are not shortchanged.
Real examples of increased compensation
Clients frequently come to us after receiving lowball offers from their insurers. For example, a homeowner offered $10,000 for roof damage ultimately secured over $45,000 after our intervention. A business owner denied for water damage received a six-figure payout once we documented hidden damages and business interruption costs. These cases are not unusual—they reflect the everyday difference an experienced public adjuster can make.
The key is that we know where insurers cut corners, and we push back with undeniable evidence.
The value beyond dollars
The increase in settlement amounts is only part of the story. Higher payouts mean you can actually restore your property to pre-loss condition without draining your savings. It also prevents delays caused by underfunded repairs and reduces financial stress during recovery. By securing more compensation, we also protect your long-term property value. For commercial clients, higher settlements mean business continuity and reduced downtime, which can save jobs and revenue.
Peace of mind is another major benefit—knowing that your claim is being handled by professionals dedicated to your best interests.
The bottom line
With LA Consulting as your public adjuster, you can expect a substantially higher payout compared to dealing directly with your insurer. Industry data and real client results prove the difference is significant, often thousands of dollars more than initial offers. More importantly, this higher compensation allows you to fully recover, protect your property, and move forward with confidence. Hiring a public adjuster is not just about numbers—it is about ensuring you receive every dollar you are rightfully owed.
