What are the steps LA Consulting takes from inspection to settlement?
LA CONSULTING
Original Content
At LA Consulting, we follow a clear, proven process that takes you from the initial inspection of your property all the way to a successful settlement. This process is designed to remove stress from your shoulders, prevent costly mistakes, and ensure your claim is maximized. Each step builds on the last, so by the time your insurer is contacted, your case is already supported by strong evidence and a strategic plan. Our goal is not just to get you paid, but to get you the full amount you need to restore your property without unnecessary delays.
Step 1: Free property inspection
The process begins with a free, no-obligation inspection. Our licensed public adjusters visit your property, conduct a thorough examination, and document all visible and hidden damage. Unlike an insurer’s adjuster, who is motivated to minimize costs, we focus on identifying the full extent of your loss. We use advanced tools and techniques, such as moisture meters, drones, and high-resolution photography, to ensure no damage goes unnoticed.
Step 2: Policy review
Once the inspection is complete, we carefully review your insurance policy. This step is critical because it allows us to determine which damages are covered, what exclusions may apply, and how to structure your claim for the maximum recovery. Many policyholders are surprised to learn about hidden benefits, such as additional living expense coverage or ordinance and law provisions. By identifying every coverage opportunity, we ensure that your claim reflects the true value of your loss.
We explain this analysis in plain language, so you fully understand your rights before moving forward.
Step 3: Claim preparation
With the inspection results and policy review in hand, we prepare a comprehensive claim package. This includes photographs, repair estimates, expert reports, and detailed documentation of damages. Our preparation is meticulous because insurers often deny or delay claims over incomplete paperwork. By presenting an organized, evidence-backed claim from the start, we make it much harder for the insurer to undervalue or reject your loss.
This preparation stage sets the foundation for effective negotiation.
Step 4: Filing and communication
After your claim package is prepared, LA Consulting handles the official filing with your insurer. From this point forward, we take over all communication, ensuring you never have to deal with confusing phone calls, emails, or letters from the insurance company. We shield you from mistakes that policyholders often make when speaking directly with insurers, such as admitting responsibility or downplaying damages. Every interaction is managed strategically to strengthen your position.
We also monitor deadlines closely to make sure your claim remains compliant and on track.
The bottom line
The steps LA Consulting takes from inspection to settlement include a free inspection, detailed policy review, comprehensive claim preparation, professional filing, aggressive negotiation, and final settlement. Each step is designed to protect you, maximize your claim, and eliminate the stress of dealing with insurers alone. By choosing LA Consulting, you gain a structured process that leads to results—and the peace of mind that comes from knowing your claim is in expert hands.
